LIST OF DOCUMENT FOR SANCTION (Under Income of Salary) Applicable to ROI
• 1 Photo.
• Latest Cost to the Company copy.
• Form No: – 16 of the latest year or previous year.
• Appointment letter if not completed one year.
• Latest 6 Months Salary Slips.
• Latest 6 Months Bank Statement of Salary A/C. (Duly Attested with the Bank)
• Company I.D copy.
• Age Proof: – Pan Card, Passport Copy, Driving license, or Leaving Certificate.
• Residence Proof: – Telephone Bill, Electricity Bill, Ration card, or HR Confirmation Letter.
• Investment Details:-FD Receipt, PF, PPF, NSC, KVP, Shares Statement, or LIC Policy.
• 1 Cheque favoring with the respective bank.
LIST OF DOCUMENT FOR DISBURSMENT:-
• Original Agreement.
• Original Registration Receipt.
• Original Stamduty Receipt.
• Original Payment Receipt.
• NOC from Builder or Society as per Bank Format
• Original Previous chain of Agreement, Stamduty & Registration Receipt in case of Resale.
• 80 % funding in case of Builder & Resale Property.
Total cost considered by XXXXX LTD will be Agreement Cost +Stamduty + Registration Fees.
If a prepayment is made within 3 years of the first disbursement*, under Adjustable Rate Home Loan (ARHL) option an early redemption charges of 2% of the amount being prepaid is payable if the amount being repaid is more than 25% of the opening balance.
PLS NOTE THAT AS PER MAHARASHTRA STAMP ACT, STAMP DUTY OF 0.20% OF THE LOAN AMOUNT IS TO BE PAID BY THE APPLICANT AT THE TIME OF DISBURSEMENT.
PROCESSING FEES: – 0.50 % of the Loan Amount or Max Rs- 11030 /-(For Republice of India)